Questions? support@eraledger.com

Financial Intelligence Platform

Your financial story,
finally clear.

EraLedger connects every account, reveals every pattern, and uses AI to help individuals and small businesses understand — and shape — their financial future. Built in Australia. Hosted on AWS Sydney.

Platform in active development — early access coming soon

What EraLedger does

Your entire financial life, in one place

Most financial apps show one account at a time. EraLedger connects everything — and shows you the story behind the numbers.

Complete financial picture

Connect bank accounts, credit cards, investments, loans, and assets. One unified view of net worth and cashflow, updated automatically.

AI that reads your story

Your AI companion interprets transactions, spots patterns, flags anomalies, and explains what your financial history means for your future.

Simulate your decisions

Run scenario projections against your real data before you act — "What if I invested $500/month instead?" — and see the long-term outcome.


The process

Three steps to financial clarity

Connect your accounts

Link bank accounts, credit cards, loans, investment portfolios, and property. Read-only access — EraLedger can never move money.

We build your financial story

Every transaction is categorised. Income evolution is tracked. A complete picture of your financial life — past and present — is built.

Your AI companion guides you

Ask questions in plain language. Run scenarios. Get projections. Your AI companion interprets your data and helps you decide confidently.

Built for trust from the ground up

Financial data is the most sensitive data there is. Every architectural decision in EraLedger starts with privacy and security.

Bank-grade encryption

All data is encrypted at rest and in transit using AES-256 and TLS 1.3. Credentials are managed by AWS Cognito — never stored in the application layer.

Data stays in Australia

All infrastructure runs in AWS ap-southeast-2 (Sydney). Customer financial data never leaves Australian jurisdiction.

Two-factor authentication

TOTP-based MFA required for every account. SMS-based MFA is intentionally excluded — it is not secure enough for financial data.

Privacy Act compliant

Built to Australian Privacy Act 1988 standards. We collect only what is needed and you can delete your data completely at any time.

Read-only account access

EraLedger reads transaction data only. It cannot initiate payments, transfers, or any changes to linked accounts. Ever.

We never sell your data

Your financial data is yours. We do not sell, share, or use it for advertising. Our only revenue is your subscription.

Infrastructure

Built entirely on AWS

EraLedger is a cloud-native application running exclusively on AWS infrastructure in the Sydney region.

COMPUTE

AWS EC2

DATABASE

AWS RDS PostgreSQL

AUTH

AWS Cognito

EMAIL

AWS SES

STORAGE

AWS S3

REGION

ap-southeast-2

BACKEND

Python / FastAPI

JURISDICTION

Australia